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Motorcycle Insurance in Switzerland: Types of Coverage for Hull and Liability
What type of coverage should you choose for your motorcycle/scooter insurance? Third-party liability, partial or fully comprehensive insurance: make the right choice.
In Switzerland, every owner of a motorcycle or scooter is required by law to have motorcycle insurance. But what are the different types of coverage?
Liability
The liability insurance is the only mandatory coverage for all motor vehicles. It covers bodily injury and property damage caused to third parties, as well as the resulting loss of earnings. However, it does not cover the cost of damage to your motorcycle or scooter. This is the role of the hull insurance.
Everything about liability insurance.
Partial casco and collision casco
Comprehensive insurance covers accidental damage to your motorcycle, such as theft, destruction, loss, fire, hail, short circuit, etc. It must be distinguished between Partial and collision coverage are distinguished. The latter covers collision or impact damage. It is strongly recommended for new motorcycles. The partial and collision clauses together form the Comprehensive insurance.
Learn all about comprehensive insurance
In addition to these different types of insurance coverage for motorcycles Is it possible to add additional options to your coverage. So you can z.B. Insure your personal belongings or motorcycle clothing, get involved with a Accident Insurance insure against the financial consequences of an accident, or to take out a Assistance Roadside Assistance choose.
Abe careful, because some of these coverages are automatically included in your motorcycle insurance without you having applied for them. You will of course increase your premium! So remember, to compare the motorcycle and scooter insurances and request several quotes. Benefit from our comparison of insurance premiums for motorcycles and scooters in Switzerland.
A better insurance premium with our partners
184.43
80.04
Adult
27.46
Young driver
Scooter
85.52
* For more information about the profiles and coverages (and notes 1 to X) please see our detailed study about motorcycle and scooter insurance premiums .
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