Change car insurance: Why actually?Almost always, the change of car insurance is related to the
Cost factor together. On the one hand, this can be the pure cost savings, on the other hand, a more comprehensive Range of services at the same expenses. In particular, the Service offer and the fast response times Individual providers keep inviting customers to change providers. In order for the new tariff to meet one's own wishes, both the premium, the service and the performance must be carefully considered here. Although cost is a good reason to make a car insurance switch, other decisions can also lead to it:
– The change after the expiration of the contract. – A new insurance policy is necessary anyway due to a change of vehicle. – After the claim is settled, the provider is to be changed – The insurance company announces a premium increase.
If you are looking for a insurance policy that is customer-oriented and easy to use for new drivers then you will find here a suitable offer.
Deadlines and dates: When can you change your car insurance?
As with any contract, there are certain deadlines that must be met in order to ensure a smooth process. That's why it makes sense to get an overview early on. Basically come for the Tariff change two points in time in question:
1. Up to 30.11 – i.E. At the end of the insurance year. 2. In the middle of the year after the settlement of a claim.
How does the change of provider work?
Anyone who wants to change their car insurance will initially benefit from a very simple process. The most important thing is to meet the deadline for cancellation. This Deadline is normally the 30.11. However, individual providers may specify a different date in the contract.
Written notice of cancellation must be received by the insurance company by this date. This can be easily sent by fax or by mail. If the letter is in time, the contract ends on 01.01 at 0:00.
It is important that at this point already must have a new car insurance policy. This is exactly why it makes sense to become active a few weeks before the new year. An early cancellation has two advantages:
1. It is easier to find a new offer that suits one's own needs. 2. The current supplier has time to make an attractive follow-up offer.
Which approach is then worthwhile depends, of course, on one's own requirements, demands and preferences. Maybe the new offering is so good that the switch is a done deal, or possibly not.
You need these documents to change your car insurance policy
So that with the offerer change everything goes well, it is meaningful, the necessary documents to be put together in advance. They help to compare the individual rates and benefits of different insurers with each other. Finally, when changing providers should not only reduce the cost, but also maintain the required scope of services. The most important documents are:
Driver's license: On the driver's license you can see when you completed your driving test and consequently know how long you have been driving your car.
Vehicle registration document: In the vehicle registration certificate you can find all the necessary information about the manufacturer and the model of the vehicle.
Premium calculation: One needs the last statement of the current insurance since in it the present no-claims class is specified.
Mileage: By looking at the mileage you can find out what annual mileage you have to cover.
Contract number: The contract number of the current car insurance allows the new provider to query the no-claims bonus.